home buying

in your area

Rates and Fees

Kick off your mortgage planning by exploring current national rates. See how different mortgage products, loan amounts, and points affect your choices. Make the best decision.

Find mortgage rates in your state

Rates based on typical scenarios.These rates apply only to qualified applicants and assume excellent credit. See Assumptions

Choose a State
Select a Loan Type
Enter Your Loan Amount
Pick Your Points

Source: Informa Research Services, Inc., Calabasas, CA. www.informars.com

Although the information has been obtained from the various institutions themselves, the accuracy cannot be guaranteed.

related resources

Calculators
Which loan is better?
How much should I put down for a new house?

Mortgage Matters
Subprime time?
Bank regulators finalize mortgage rules

 

mortgage.com marketplace

$500 off Closing Costs

Apply now with CitiMortgage to receive $500 off closing costs.

Citi® Home Rebate Card

Earn up to 6% in rebates on purchases. Rebate applied to your outstanding mortgage balance. Apply Now!

FAQs

What is an APR?
What goes into an interest rate?
What's the difference between a fixed and an adjustable rate?
How do I make interest only work for me?

All FAQs
 

assumptions

Assumptions for Conforming loans

Loan amount: $200,000

Property value: $250,000

Assumptions for Jumbo loans

Loan amount: $450,000

Property value: $562,500

Assumptions for both Conforming and Jumbo loans

Points: 0 points

Type of property: Owner-occupied, single family residence

Loan use: Purchase or refinance existing balance

Prepayment penalty: None